How To Resolve Divorce Related Debt and Credit Issues 

  Preliminaries of Handling Debt in a Divorce
- How does my spouse and I find out what we owe?
- How does my spouse and I decide how to divide up our debt?

  Options For Reducing or Eliminating Debt
  
A.  Consumer Credit Counseling and Debt Consolidation
- What is consumer credit counseling and debt consolidation?
- How does the program work?
- How much money can I save by consolidating my debts?
- How is debt consolidation different than a debt consolidation Loan?
- Why is getting a bank loan to pay off your debt financial suicide?
- How much does this service cost?
- Why would my creditors lower my interest rate and payments for me?
- Why can't I just file bankruptcy to erase my debt?
- How do I choose a company that I can trust?
- How do I sign-up for a free debt reduction analysis?

B. Personal Bankruptcy
- What is Bankruptcy?
- Who can file Chapter 7 bankruptcy? 
- Why is it legal "wipe out" our debts? 
- What is Chapter 7 Bankruptcy?
- Will I have to give up any of my property to my creditors?
- Are some of my debts not dischargeable?
- What is a Chapter 13 Bankruptcy?
- When is a Chapter 13 a better alternative than a Chapter 7?
- Will Bankruptcy Stop My Bill Collectors from Taking Action?
- How quickly will my creditors get notice of my bankruptcy?
- Do I have to pay my bills during the bankruptcy proceeding?
- How long does a bankruptcy take according to the Code?
- How do I know if it's time for me to file?
- What is a bankruptcy forms petition preparer?
- Will I lose my car and my house?
- Does bankruptcy devastate my credit rating?
- Can I keep any of my existing credit card accounts?
- Will everyone find out about me filing?
- Can I be fired for filing bankruptcy?
- What is the procedure after I file bankruptcy?
- Can I run up my credit cards right before I file bankruptcy?
- Do I have to list all of my assets on my petition?
- Can I file the bankruptcy forms without a lawyer?
- Should I feel ashamed to file bankruptcy?

  Improving Your Credit Rating After a Divorce
- Whose credit history will creditors to after a divorce?
- How do I get a copy of my credit report?
- What do credit bureaus do?
- I found errors on my credit report, how do I remove them?
- How do I challenge an error on my credit report?
- How does a creditor determine if I am "credit-worthy"?
- Where can I get reputable help improving my credit rating?

  Taxes and Divorce
- Is alimony taxable and/or tax deductible?
- How should my spouse and I divide tax liabilities in a divorce?
- What is the Innocent Spouse Rule?
- What About Past Due Tax Debt?